There's nothing like the fine print and legalese damper on spontaneous adventures. But many people believe that if you can not afford insurance, you can not go. They have a point, though, to find the best policy is not always easy. Travel insurance is there to protect travelers on their investment, so they do not lose and get medical care if something goes wrong. If you lose your luggage or stolen, Delhi gets dysentery, encephalitis, or you know you can not. (At the end of it will not cost medical stiffness) for help. This is the insurance company to enter.
The right policy for you to relax. The best you can save your life. So, if we consider that the right policy for you, you should look at the details.
What it might cost you to travel without insurance?
In the event of an accident or serious illness, insurance costs can run into hundreds of thousands of dollars. Australia policyholders injured in Alabama over the mercy of the US health care system costs. If you believe that Rwandan in Canada or the United Kingdom backpack shoulder bitten by a mad dog'd gotten from the Himalaya travel insurance benefits are obvious.
High rates does not mean the best coverage. These contacts are important to you E 'useless to pay more in order to reduce the rental car too if you can not manage or disable your pocket, you have all the dirty socks and MP3 minor. advise players backpack. More options to limit or reduce often reduce the premium paid.
Do I need travel insurance is.
We believe that emergency medical coverage is very important. Insurance policies vary, so read the fine print carefully to see that ultimately protected. The possibility of increasing the number of requests for pre-existing medical conditions can be excluded. If you have heart disease or illness, you may need to provide additional information before they can make policy. Sports ski trails, bungee jumpers should make sure their activities are protected. The accident happened in professional sports as a rule, are not included.
According to travel insurance, age, destination and time calculations, and the world is divided into different areas. When the US health insurance industry billions of dollars and the least developed countries with a low level of care for your trip to the country is looking for a comprehensive policy. Some vendors provide health insurance "unlimited" in higher prices and a cheaper policy may include $ 10 million. Claims paid millions of dollars in a global perspective. But they are less likely to run into tens of millions.
Other things to consider.
It is a supplier of air transportation in the country? These doctors staff the hotline? They can pay to fly you to your family if you move? Read the fine print and choose your needs.
Agreement on Health.
In some other countries, which means that if you participate and travel to another country, you are entitled to free or subsidized health services for the residents to enjoy the same level of information exchange. physician Participating countries include (but are not limited to) Australia, New Zealand, the United Kingdom and Ireland; Sweden, Norway and Finland, Italy and the Netherlands. For more information, see your happy home government and noted that the insurance coverage will not share the same level of comfort. If you are a resident in Europe, do not forget to bring your European Health Insurance are entitled to discounted or free health Switzerland and the European Economic Area.
Your personal belongings are covered?
Next, make sure your luggage is protected especially against theft or damage to a few limitations of the sound is? What? Electronics? Theft of his car written off? How to do this if your Ipod Falls in the Trevi Fountain? If you have any questions, call your supplier - the insurance company should disclose the small print in simple terms, in accordance with the law.
It is important to change the strategy.
Another important aspect of the survey included heavy.
Abolish the rule that the amount insured in case you can to prevent your journey - it should be equal for travel and expenses any more, but in higher amounts than the more expensive the policy will be. Begin
Delays in travel Estimated that at least $ 250 a day and find out about the strikes, natural disasters, terrorism, war and isolation. But do not expect to use the money to take a bath for a couple to spend hours sweating in the grounding and. "Hard to reach a delay of less than 24 hours if it is the fault of the airline.
Air terminal manufacturers and bankruptcy if you use the money to go bankrupt insurers are protected by US $ 10,000 and then some, this policy is relatively new so you may have to shop around.
Personal responsibility If someone accidentally stumble baggage he injured you filed a claim for compensation should be covered. Those looking for a place that will allow us to cover the $ 2 million baht policy. Remember that you have to pay compensation for medical expenses and treatments, not to mention the cost of any medical.
Rental car usually does not include the cost of a full travel insurance if you are in a car accident, rental, even if it's not your fault. You can use the excess (The amount you pay) for help, but you have to take the car rental companies through compulsory insurance. A surplus if you can reduce it (US $ 5,000 baht) loss (US $ 50,000 and more) and insurance Rent (1 US $ million baht) and limited compared to the comprehensive policy insurance for you, i. will not lose what you have to remember - travel liability insurance does not usually include the use of the car to make sure you have the rights of third parties, car rental companies, and liability coverage.
If an accident
When traveling, keep emergency numbers near. If you want to contact emergency medical care. If you can not get help from someone who will find a lot of people, so you do not forget to save a copy of the certificate of insurance, just in case. If it is not medical, it is always best to call the supplier in each case, as well as encouraging their consent.
At home, go back to the common claim is simple - you need to give some form to the receipt of the police report obtained evidence - do what you can to support your claim. If the investigation of the complaint and has been recognized as a rule, you should pay off in a few weeks. Otherwise, the appeals process is unparalleled.
With a bit of "Thorough check travel insurance will not cost the earth. Shop around to get insurance to save data in hand, and I hope you do not need them. But if you twist your ankle in the club because Barcelona or Borneo. Snake bite, you will be happy to cover.
